The Bankruptcy Alphabet: “F” is for “Free Consultation”
May 16, 2012
I offer a free consultation for consumers who want to learn whether or not bankruptcy may be the right choice for them. Why do I do this? It is simple. Bankruptcy isn’t the right option for everyone. Most people who are filing for bankruptcy have very little money and are reluctant to spend it on something they aren’t sure about.
My job is not to “sell” you a bankruptcy, but to make sure that bankruptcy will resolve your debt problems. During the free consultation I evaluate all aspects of a person’s finances. Those include:
• foreclosure/repossession issues
• tax issues
It is also important for me to understand a person’s financial goals, so that I can assess whether I can tailor a Chapter 7 or Chapter 13 bankruptcy to meet those goals. Something I find very helpful is when potential clients bring a list of questions to the appointment. We go through those questions one-by-one. That way I know I have addressed all of their questions and concerns, so that they can make an informed decision.